Overview
ACH (Automated Clearing House) bank transfer lets you pay for your vehicle directly from your bank account. This is a secure, electronic payment method often referred to as "cash" payment that's ideal for large vehicle purchases.
How It Works
Direct Bank Transfer
ACH payments work by connecting your bank account securely, authorizing the specific transfer amount, transferring funds electronically, and using no intermediary payment processors. This is similar to paying bills online or setting up automatic payments.
No Transaction Fees
Benefits of ACH payment: no credit card processing fees, no buyer fees for the transfer, full purchase amount goes to vehicle, and cost-effective for large purchases.
Processing Timeline
Authorization: Immediate at checkout
Processing: 1-3 business days typically
Confirmation: Once funds clear
Order proceeds: After payment confirmation
Your order begins fulfillment once the ACH payment is confirmed.
Security
ACH payments use bank-level encryption, secure account verification, authorization required for each transfer, and no credit card information stored.
How to Pay with ACH
Select ACH Payment
During checkout, choose "Pay with Bank Account" or "ACH" as your payment method.Connect Your Bank
Securely connect your bank account through the verification process. Your bank information is encrypted and secure.Authorize Payment
Review and authorize the specific transfer amount. Payment processes within 1-3 business days.
Troubleshooting & FAQ
How long does ACH payment take?
How long does ACH payment take?
ACH payments typically process within 1-3 business days. Authorization is immediate at checkout. Funds transfer during banking hours; weekends and holidays may extend the timeline. Your order won't proceed to fulfillment until payment is confirmed.
Is ACH payment safe?
Is ACH payment safe?
Yes, ACH payments are very secure with bank-level encryption, secure authentication required, no credit card details exposed, and are widely used for large transactions.
Are there fees for ACH payments?
Are there fees for ACH payments?
Typically no buyer fees for ACH — no credit card processing fees, no transaction charges to buyers. Your bank may have account fees; check with your bank. ACH is often preferred because there are no processing fees.
What if my ACH payment fails?
What if my ACH payment fails?
You'll be notified immediately. Common reasons include insufficient funds or account issues. You can retry with corrected information or choose an alternative payment method. Contact your bank if you experience repeated failures.
Can I use ACH for a down payment?
Can I use ACH for a down payment?
Yes, ACH is always available for down payments and is the only payment option for down payments on financed purchases.
Which parts of my order can I pay with ACH?
Which parts of my order can I pay with ACH?
ACH is available for full payment at checkout, down payment for financing (ACH is the only option for down payments), and paying the remaining balance when converting a pre-order or reservation.
Do I need a specific type of bank account?
Do I need a specific type of bank account?
Most U.S. bank accounts work — checking accounts (most common) or savings accounts (may work). The account must support ACH transfers and have sufficient funds. Verify with your bank if you're unsure about ACH capability.